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Buying 6 min read

Buying a used car: the pre-purchase checklist

James Snow

By James Snow

Owner and mechanic, SV Autos

Updated 25 July 2026

Inspecting a used car before buying it

A used car can be a great buy or an expensive mistake, and the difference usually shows up before you hand any money over. Most of the checks that matter cost nothing and take a few minutes, you just need to know what to look at. Here's the order we'd go through a car in, from the paperwork to the test drive.

Start with the paperwork, not the car

It's tempting to walk straight round the bodywork, but the paperwork is where the real problems hide. Ask to see the V5C logbook first and check the name and address on it match the person selling it, and that the make, model, colour and registration match the car in front of you. A seller who can't produce the V5C, or whose details don't line up, is a walk-away.

Then do the free and cheap online checks before you get emotionally attached. The car's full MOT history is free on GOV.UK with just the reg, and it tells you the mileage at each test, any advisories and the pattern of fails. A paid HPI-style check (a few pounds) is well worth it: it flags outstanding finance, whether the car has ever been written off, and whether the mileage or plates have been changed.

  • V5C logbook: name, address and car details all match
  • MOT history on GOV.UK: mileage climbs sensibly, no big gaps
  • Service history: stamps or invoices, ideally at sensible intervals
  • Finance and write-off (HPI-style) check: no outstanding finance, not recorded as written off
  • Two keys where possible, and a handbook

Walk round the outside in daylight

Look at the car in dry daylight, never in the rain or under a showroom's lighting, because both hide a lot. Stand back and look down the side of the body: the gaps between panels should be even, and the paint should match from panel to panel. Mismatched paint, uneven gaps or overspray on the rubber seals usually mean the car has had accident repair, which isn't always a dealbreaker but is worth knowing and asking about.

Check the sills, wheel arches and around the boot and doors for rust or bubbling paint, as that's where it starts. Then look at the tyres. All four should have plenty of tread (the legal minimum is 1.6mm), wear evenly across the tyre, and ideally be a matching brand. Odd brands or uneven wear can point to cheap corner-cutting or a steering and suspension issue.

Sit inside and check it adds up

The wear inside should match the mileage on the clock. A car showing 30,000 miles with a shiny worn steering wheel, saggy driver's seat and worn pedal rubbers doesn't add up, and that's a classic sign the mileage has been wound back. Cross-check the mileage against the MOT history you already pulled.

Turn the ignition on and watch the dashboard. All the warning lights should come on together, then go out once the engine is running. A light that never comes on can mean a bulb has been removed to hide a fault, and a light that stays on (engine management, ABS, airbag) is something to get to the bottom of before you buy. Try the electrics too: windows, central locking, lights, heater, air con and the infotainment.

Have a look under the bonnet

You don't need to be a mechanic to spot the obvious. With the engine cold, check the oil on the dipstick is at a sensible level and not black and gritty or milky. Check the coolant level in its tank is between the marks, and that the coolant isn't a rusty brown colour.

Look around the engine and on the floor under the car for obvious oil or coolant leaks, damp patches or drips. A bit of general grime is normal on an older car, but wet, fresh leaks or a suspiciously steam-cleaned engine (hiding something) are both worth a question.

The test drive is where faults show up

Always drive the car, and ideally start it from cold yourself, because a lot of engine faults only show on a cold start and a warmed-up engine can mask them. Listen for rattles, knocks or heavy smoke as it fires up.

On the move, cover a mix of speeds and a few different roads. The brakes should pull the car up straight without pulling to one side, juddering or squealing. The steering should be straight and not vibrate. The clutch should bite cleanly and the gears go in without crunching or jumping out. Listen for any knocks over bumps or whines that change with speed, and check again that no warning lights come on while you're driving.

  • Cold start: fires up cleanly, no heavy smoke or rattling
  • Brakes: stops straight, no judder, pull or noise
  • Steering: straight, no vibration or wandering
  • Clutch and gears: clean bite, smooth shifts, no crunching
  • Noises: no knocks over bumps, no whines that rise with speed
  • Dashboard: no warning lights appear on the drive

Just bought, or about to?

Once it's yours, we'll keep it running with servicing and repairs at your home or work. Spotted a fault you want checked? We can read the car and tell you what's going on. A £20 call-out and a free quote before any work.

Common questions

A dealer costs more but gives you more legal protection: the car has to be as described and of satisfactory quality under the Consumer Rights Act. Buying privately is usually cheaper but it's largely 'sold as seen', so the checks in this guide matter even more.

The finance and write-off check. A car with outstanding finance still legally belongs to the finance company and can be repossessed, and a badly repaired write-off can be unsafe. It costs a few pounds and saves a disaster.

Yes, especially on a pricier car. A lot of expensive faults (worn suspension, a tired clutch, early gearbox trouble, hidden accident repair) don't show on a quick look or a short drive. An independent inspection is cheap next to the cost of buying the wrong car.

Walk away. A genuine seller expects you to check the car over and drive it. If they're rushing you, won't show the V5C, or won't allow an inspection, that's usually a sign there's something they don't want you to find.
James Snow

About the author

James Snow

Owner and mechanic, SV Autos

James Snow is the owner of SV Autos and a mobile mechanic based in Soham, Cambridgeshire. He came to it from roadside recovery, getting stranded drivers moving again, and now works on cars at people's homes and workplaces across Ely, Newmarket, Cambridge and the villages in between. He writes these guides to explain car jobs in plain English, the way he would talk you through them on your driveway.

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